CDs & IRAs


CDs & IRAs

We offer various terms on both our Certificates of Deposit and Individual Retirement Accounts, giving you the ability to balance accessibility with earnings.

Certificates of Deposit CDs

  • $1,000.00 Minimum Deposit to Open
  • Various terms available from one (1) month to sixty (60) months
  • Single Maturity or Automatic Renewal available
  • Interest may be compounded, paid by check or deposited to your checking or savings account.
  • Interest is paid until maturity
  • The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.
  • No deposits or partial withdrawals allowed, early withdrawal may result in a penalty.

Individual Retirement Account IRAs

  • $250.00 Minimum Deposit to Open
  • Various terms available from three (3) months to sixty (60) months
  • Interest is compounded and credited at least semi-annually
  • Depending on the type of IRA, contributions may be tax deductible and interest income may be tax deferred
  • Early withdrawals may result in a penalty
  • IRS penalties may apply if withdrawals are made before age 59½